Business Forex

Send and receive money overseas for business purposes and Direct FX will ensure a seamless service to get the transfer done. The team is always available via phone, email or the Direct FX app to help.

FX business solutions

Foreign exchange for business purposes is an everyday process for Direct FX and involves the conversion to ensure your business can perform globally. Most commonly we deal with importers, exporters, paying overseas suppliers or if the currency you buy is to pay a third party, we can complete this payment for you.Direct FX does not settle payments until the funds have been cleared and limit exposure to market risk. Direct FX does not at any time speculate in the foreign exchange market.

Click here to see why over 438+ customers have rated Direct FX 4.9/5 on TrustPilot.

Exchange Rates

Can work with significantly better exchange rates than traditional banks.

Experience

As a combined team, Direct FX has over 150 years of experience in foreign exchange.

Transparent

No transaction fees as we build our fees and margins into the rate we quote you.

Solutions

We offer simplified solutions and explain the choices, benefits, and risks of foreign exchange.

Communication

We have direct communication with all major bank treasuries in Australasia and thorough knowledge of global payment systems.

Trading

Everyday we work with global banks to transfer currency for individuals and businesses.

Why Choose Direct FX?

Direct FX provides a complete range of services globally specialising in foreign exchange and ensuring their clients needs are top priority. By making an effort to connect with each customer personally and ensure there is a seamless process from the the moment you sign up, Direct FX believes in being a better solution than traditional banks. We keep it simple and include all our fees into the rate we quote you. This means the full amount of currency converted at the agreed rate will be transferred to the chosen account, no exceptions.

There are no other fees when you deal with us. Below is an example if you were to sell NZD 100,000 for AUD:

Wise 0.5% Fee
You sell NZD 100,000 at a rate of 0.9337, generating AUD 93,370, but then their 0.5% fee (AUD 470.00) is deducted. You receive AUD 92,900.00 into your Australian account.

Direct FX 0% Fee
You sell NZD 100,000 and buy AUD at a rate of 0.9300. You receive AUD 93,000 into your Australian account.

How does the transaction process work?

1. Account Application

Apply for an account. We will generally be in touch to confirm account approval and to discuss your currency requirements within 24 hours.

2. Strart Transaction

When you are ready to deal, you will tell us:
The currency you need to sell
The currency you need to buy
The amount you need to buy or sell
Your required settlement date

3. Select Order Type

You have the option of asking us to complete your transaction using one of two order types or letting us know which one you would like;  market order or Limit order.

Read about Market and Limit orders below.

Market Order

Market order is a request from the client to trade at the current market exchange rate. Requesting an order at the market order rate from Direct FX does not constitute a transaction between both parties. Only if the client agrees to trade at the quoted exchange rate is a transaction in place.

Market orders can be requested for amounts equal to or greater than NZD 5,000.00 or the foreign currency equivalent.

Limit Order

Limit order is agreeing to exchange currency at an exchange rate not currently available.For example, if the client would like place an order to sell AUD and buy USD at USD 0.8000, but the current rate was USD 0.7800, the client has the option to place a limit order to sell AUD and buy USD when the rate reaches USD 0.8000. Direct FX will manage the client’s order until completed.

Limit orders can be placed for amounts equal to or greater than NZD 5,000.00 or the foreign currency equivalent.

4. Confirm Order

Once your order is completed by Direct FX, you will receive the trade confirmation. To complete the transfer, both parties must complete the respective settlement obligations:
- Client sold currency paid to Client Funds Account, one day before the settlement date
- On settlement date, Direct FX will deposit to you, or your beneficiary, your bought currency

FX News & Blog

Read the Direct FX currency news & blog

FX Weekly Update: NZD & AUD Hit by Trade Talks Uncertainty

FX Weekly Update: NZD and AUD weaken due to uncertainty over US trade negotiations. GBP holds steady despite UK economic concerns; ECB decision awaited.

Read more →

FX Weekly Update: NZD & AUD Slide; GBP & USD Strength Prevails

After breaking lower from the 7-week range through 0.9260 (1.0800) the New Zealand Dollar (NZD) has dropped to post 0.9100 (1.0990) over the week against a stronger Australian Dollar (AUD).

Read more →

Breaking Down the True Cost of International Money Transfers

Sending money overseas is essential for many Kiwi businesses, expats, and individuals. Yet, navigating the real costs involved can feel complicated, especially when unexpected fees pop up. Understanding exactly what you’re paying ensures smarter choices and significant savings.

Read more →
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Download the free Direct FX App today

Anyone can use the DFX app for a quick and easy way to request a quote online, access real time rates and stay up to date with daily market news.