info@directfx.co.nz
phONE :

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0800 560 006

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+64 9 281 2317

Personal Forex

Send and receive money overseas for personal reasons and Direct FX will ensure a seamless service to get the transfer done. The team is always available via phone, email or the Direct FX app to help.

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FX solutions for individuals

Foreign exchange transactions can involve risk and our FX specialists are here to help you through the process. The risks can depend on your objectives at the time and may include, but not be limited to, market risk, counterparts risk, liquidity risk, strategy risk. Direct FX has procedures and policies in place to limit the counterpart the risks you face.When making currency transfers, we are an alternative to traditional banks and strive to get the best results for our clients.

Click here to see why over 438+ customers have rated Direct FX 4.9/5 on TrustPilot.

Exchange Rates

Can work with significantly better exchange rates than traditional banks.

Experience

As a combined team, Direct FX has over 150 years of experience in foreign exchange.

Transparent

No transaction fees as we build our fees and margins into the rate we quote you.

Solution Focused

We offer simplified solutions and explain the choices, benefits, and risks of foreign exchange.

Trading

Everyday we work with global banks to transfer currency for individuals and businesses.

Communication

We have direct communication with all major bank treasuries in Australasia and thorough knowledge of global payment systems.

Why Choose Direct FX?

Direct FX provides a complete range of services globally specialising in foreign exchange and ensuring their clients needs are top priority. By making an effort to connect with each customer personally and ensure there is a seamless process from the the moment you sign up, Direct FX believes in being a better solution than traditional banks. We keep it simple and include all our fees into the rate we quote you. This means the full amount of currency converted at the agreed rate will be transferred to the chosen account, no exceptions.

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There are no other fees when you deal with us. Below is an example if you were to sell NZD 100,000 for AUD:

Wise 0.5% Fee
You sell NZD 100,000 at a rate of 0.9337, generating AUD 93,370, but then their 0.5% fee (AUD 470.00) is deducted. You receive AUD 92,900.00 into your Australian account.

Direct FX 0% Fee
You sell NZD 100,000 and buy AUD at a rate of 0.9300. You receive AUD 93,000 into your Australian account.

I have been a loyal client of Collinson & Co. since 2010, and I continue to be impressed by their exceptional service. One of the standout aspects is having a dedicated personal trader. Our trader is not only incredibly responsive, executing trades swiftly, but also brings a wealth of knowledge to the table. His insights into FX strategy have been invaluable, and it's always a pleasure to discuss market trends with him. Collinson's low spreads for retail customers were what initially drew me to them, and they have consistently delivered. Their combination of expertise, efficiency, and competitive pricing makes them my go-to for all FX needs. I happily recommend them to all my friends who have FX trading needs.

Belinda Taylor

Just want to say a big thank you to yourself and the team at Collinson’s. We had to transfer some money from AUD to NZD for a property settlement. Collinson Forex were able to save us a lot of money as opposed to going through the bank. Really happy with the service and would recommend to anyone that requires international transfers.

Matt Kamau

After selling our property in New Zealand, we needed to transfer the funds to Australia where we reside. After three weeks of disappointing non-communication from a very reputable foreign exchange company, we gave up! We contacted our Solicitor for their guidance and they recommended Dave Crombie from Collinson Forex Ltd. We couldn't have been more thrilled. Dave communicated with us immediately via email, text and phone and made the process very simple, providing a quote and confirming details, reassuring and communicating with us throughout the whole process, at each important step, even after the funds had arrived. A very professional company with a great approach to keeping the customer informed. Highly recommend and will definitely use again.

Helen Ujdur

I discovered Collinson FX via recommendation from a friend - I’d been using banks for years when undertaking a currency exchange, not knowing there was an alternative. Having now used Collinson for three years, I wish I’d known about them sooner, they would have saved me a considerable sum of money…..! In addition they are extremely responsive, quick to release funds, and it’s a pleasure to deal with my account manager (can’t say the same for my bank). Probably the best recommendation a friend has ever given me!

Justin Uzzell

We have used Dave and Sean at Collinson’s for the last year or so during our move from New Zealand to Australia to facilitate the movement of capital after the sale of assets in New Zealand. They provide an efficient, timely and most importantly cost effective service with a great exchange rate. They are friendly and approachable and explain all aspects of their services in layman’s terms which I appreciated. I would recommend Collinson’s to anyone needing to move. Funds from country to country.

Justin Le Cheminant

How does the transaction process work?

1. Account Application

Apply for an account. We will generally be in touch to confirm account approval and to discuss your currency requirements within 24 hours.

2. Strart Transaction

When you are ready to deal, you will tell us:
The currency you need to sell
The currency you need to buy
The amount you need to buy or sell
Your required settlement date

3. Select Order Type

You have the option of asking us to complete your transaction using one of two order types or letting us know which one you would like;  market order or Limit order.
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Read about Market and Limit orders below.

Market Order

Market order is a request from the client to trade at the current market exchange rate. Requesting an order at the market order rate from Direct FX does not constitute a transaction between both parties. Only if the client agrees to trade at the quoted exchange rate is a transaction in place.

Market orders can be requested for amounts equal to or greater than NZD 5,000.00 or the foreign currency equivalent.

Limit Order

Limit order is agreeing to exchange currency at an exchange rate not currently available.For example, if the client would like place an order to sell AUD and buy USD at USD 0.8000, but the current rate was USD 0.7800, the client has the option to place a limit order to sell AUD and buy USD when the rate reaches USD 0.8000. Direct FX will manage the client’s order until completed.

Limit orders can be placed for amounts equal to or greater than NZD 5,000.00 or the foreign currency equivalent.

4. Confirm Order

Once your order is completed by Direct FX, you will receive the trade confirmation. To complete the transfer, both parties must complete the respective settlement obligations:
- Client sold currency paid to Client Funds Account, one day before the settlement date
- On settlement date, Direct FX will deposit to you, or your beneficiary, your bought currency

FX News & Blog

Read the Direct FX currency news & blog

FX Weekly Update: NZD & AUD Hit by Trade Talks Uncertainty

FX Weekly Update: NZD and AUD weaken due to uncertainty over US trade negotiations. GBP holds steady despite UK economic concerns; ECB decision awaited.

Read more →

FX Weekly Update: NZD & AUD Slide; GBP & USD Strength Prevails

After breaking lower from the 7-week range through 0.9260 (1.0800) the New Zealand Dollar (NZD) has dropped to post 0.9100 (1.0990) over the week against a stronger Australian Dollar (AUD).

Read more →

Breaking Down the True Cost of International Money Transfers

Sending money overseas is essential for many Kiwi businesses, expats, and individuals. Yet, navigating the real costs involved can feel complicated, especially when unexpected fees pop up. Understanding exactly what you’re paying ensures smarter choices and significant savings.

Read more →
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Download the free Direct FX App today

Anyone can use the DFX app for a quick and easy way to request a quote online, access real time rates and stay up to date with daily market news.
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